We are looking for a Senior Regulatory Compliance Manager to build and lead the compliance function from scratch.
This is not a generalist compliance role. The focus is strictly on: * regulatory compliance * safeguarding * card scheme rules
Important: this role does not cover AML or Financial Crime. We are not considering candidates with an AML/Financial Crime focus.
You will act as an internal auditor and policy owner, ensuring that the company fully complies with FCA requirements and Payment Services Regulations (PSR 2017). What you will doSafeguarding & oversight (core responsibility) * Own and maintain the Safeguarding Policy in line with FCA and PSR 2017 * Oversee daily reconciliations: * internal (system) * external (bank) * Ensure proper segregation of client funds * Monitor adherence to regulatory deadlines * Maintain the breach register and investigate incidents * Work closely with Finance and Operations to resolve issues
Regulatory governance & reporting * Manage regulatory submissions via FCA Connect and Gabriel (RegData) (e.g. REP018 and other Payment Services returns) * Monitor regulatory updates from: * FCA * Payment Systems Regulator * HM Treasury * Translate regulatory changes into internal policies * Prepare quarterly compliance reports (MI) for the Board
What we are looking forExperience * 3+ years in payments * Experience in: * Payment Institution (PI) * E-Money Institution (EMI) * Merchant Acquirer
Expertise * Strong, hands-on knowledge of: * PSR 2017 * FCA safeguarding requirements * Ability to confidently defend safeguarding approach in front of auditors * Experience interacting with FCA
Soft skills * Principled and independent — comfortable challenging the business * Detail-oriented — strong focus on documentation and governance * Able to build processes from the ground up
Languages * English — Upper-Intermediate+ * Ukrainian or Russian
This role is NOT a fit if you: * Have only generalist compliance experience outside payments * Come from: * insurance * wealth management * retail banking * Specialise in AML / Financial Crime
Why join * Build a compliance function from scratch * Work directly with the CEO * High level of ownership and autonomy * Real impact on business and regulatory setup
